Which of the following would be considered an ethical violation by a CPCU professional?

Accepting gifts from clients that could influence decision-making constitutes an ethical violation for a CPCU professional because it can create a conflict of interest and undermine the integrity of the decision-making process. Such acceptance can lead to biased behavior, where the professional may prioritize the interests of the client who provided the gift over those of other clients or the ethical standards of the profession. This practice can harm the trustworthiness and impartiality expected from CPCU professionals, who are required to uphold high ethical standards and prioritize their clients' best interests without being swayed by personal gain or favoritism.

In contrast, providing clients with complete and accurate information, reporting peer misconduct, and maintaining confidentiality of client information are all aligned with ethical practices that CPCU professionals are expected to uphold. These actions promote transparency, accountability, and the protection of sensitive client data, reinforcing the ethical framework that governs the profession.